I've officially fallen off the deep end. About a month and a half ago or so I cut up my last credit card and closed my line of credit. I decided that I am sick of being a slave to this debt monster. I have a 109.73 payment for my student loans. This is what I call "legitimate" debt or something that is worthwhile.
I've now learned (sometimes the hard way), that I must delay gratification of always getting what I want, when I want it. Therefore, if I don't have the money, then I'm not going to buy it.
Tonight I had three options. First, I could have gone to see a movie in the theater and spent $7.50. Second, I could have gone to dinner and spent at least 7 bucks. My third option, which I took, was to go to The Harbour and get a bottomless cup of coffee for 2 bucks and support my local business.
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