God has worked in my heart so much in the past month. I have been reading and listening to Dave Ramsey http://www.daveramsey.com/. He talks about having an emergency fund of $1000. I am determined that this will happen and I'm willing to do whatever it takes. Whether that means giving up lattes, cutting back on expenses, getting a second job, selling stuff I don't use, being willing to even sell my laptop. I'm willing to do whatever it takes. Yes, that's right, if He even wants me to give up the cell phone, I'll do that if it means I'll be getting out of debt quicker... My first goal is the $1,000.00 in the bank for the rainy day fund and then I'm going to go after my personal loan with an intensity that I've never had before. Once the personal loan is paid off I'll be able to put $260 toward the student loan and that will be done in less than half the time it would have taken normally.
So Nate, where's the money going to come from? First of all, I've determined that I must get a second job to take care of this debt issue and get the emergency fund taken care of quickly.
Am I ready? Well, I'm not going to be able to do it without God's help... Father, You and You alone will provide the strength I need to truly give everything to You. Through this process help me become the man of God You want me to be. Thank You for Your faithfulness...
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